Jan 23, 2018
This Privacy Notice (“Notice”) applies to this website (the “Site”). This Notice does not
apply to any website or service that does not display this Notice. This Notice does not apply
to information collected or received apart from this Site and does not apply to data that
does not allow us or third parties to identify or contact you.
Assurant’s collection and use of your information may be subject to laws and additional
notices which may limit Assurant’s use of your information or provide you rights not
described in this Notice.
1. What Information Does Assurant Gather?
Information You Give Us. We may collect and retain any information provided by you or
gathered from your devices in connection with your online activity. For example, we
collect information you give us when you
- use our service or download materials from our Site;
- request a quote for insurance, enroll for insurance, submit claims or check the status of a claim, or engage in other transactions with us;
- communicate with us, such as to provide feedback, complete an online survey, request support or service, register for event, apply for a job, or ask for additional information;
- register for or manage an account with us; or
- subscribe to newsletters, email lists or other content we provide.
We may collect information such as your first and last name, home or other physical
address, email address, zip code, telephone number, other information that permits you to
be contacted physically or online, or information about your interactions with us or others,
and other information. In connection with certain activities on our Site (e.g., completion of
an application for insurance) you may provide us information such as insurance policy
number, social security number, or driver’s license number. You may choose to provide
information relating to payment and financial accounts, demographics, dependent
information, information regarding other insurance (such as insurance provider name and
policy number), health conditions or diagnoses, physician information, and other
information. You may provide information relating to your real or personal property,
including its value. You may choose not to provide certain information to us but doing so
may restrict your ability to use this Site or conduct certain business with Assurant.
Social Media. We may collect information through our presence on social media and
networking platforms. You may use social networks or other online services to access our Site. When you do so,
information from those services may be made available to us. By associating a social network account with our Site,
you agree that we may access and retain information relating to that account in accordance with the policies of the
social network or other online service and this Notice. For example, we may be able to access account or profile
information that you have provided to the social network or information about your interactions with the social network.
Device and Web Browsing Information. We may collect information from your devices
and about your web browsing when you visit our Site. We may collect information such as:
- your IP address;
- the type of browser, devices and operating systems you use;
- identifiers associated with the device(s) you use to access our Site;
- the pages you visit and the features you use, including dates and times;
- if you navigated from or navigate to another website, the address of that website; and
- information regarding your internet service provider.
In addition, we may collect information about your activities on our Site through the use
of cookies, clear GIFs or web beacons, local shared objects or Flash cookies, or through
other identifiers or technologies, including similar technologies as they may evolve over
time. We refer to these technologies collectively as Data Technologies.
We may allow third parties to use Data Technologies on our Sites. The information
collected by Data Technologies may be shared with and used by us, by others acting on
our behalf, or by third parties subject to their own privacy policies. Information collected
by Data Technologies may be used on this Site or on other websites or services, including
those that may not be operated by us.
Email. We may collect information regarding the effectiveness of our email and other
communications with you. For example, we may know if you follow a link in an email we
send to you.
Information from Other Sources. We may obtain information about you from other third
parties. This information may include information about your use of this Site or our
services, your use of other websites, your interests and preferences and other information
about you or your household. We may combine the information we obtain from third
parties with information that we have collected about you.
2. How Does Assurant Use Information About Me?
We and others acting on our behalf may use the information that we gather to operate our
businesses. For example, we may:
Operate and Support our Site and Services. We use the information that we gather in order
to operate our Site and our services. For example, we may use the information that we
collect or receive to provide support and assistance that you request or to diagnose or
address technical problems in the operation of our Site or any of our services. If you
establish an account with us, we may use information about you to manage or support your
account.
Improve and Evolve our Services. We constantly evaluate and improve our Sites and
services, including developing new products or services and using the information we
gather to do so.
Advertise and Promote Products and Services. We may use the information we gather to
offer, provide, or personalize products and services from us. For example, we may
customize content, advertising, promotions and incentives to reflect your preferences,
interests, or prior interactions with us and others.
Make Other Contacts. We may contact you through telephone, text, or chat for other
purposes, as permitted by law.
This Notice only addresses our own information practices. This Notice does not apply to
information you share with third parties even if we link to those third parties from a Site.
These third parties may have their own privacy policies governing their use of information
that you can access from their websites.
Please note that other parties may collect personally identifiable information about your
online activities over time and across different websites when you use our Site.
3.
When Does Assurant Share Information?
We may share the information we gather, including as follows:
Service Providers. We may share information with third party service providers and others
who help us operate our business or provide services on our behalf. These service providers
include credit bureaus, those who may help us verify identities and backgrounds, those who
help us handle your account or provide customer service, and analytics companies,
advertising networks and others that provide Data Technologies on our Sites.
Scorporate Affiliates and Other Ventures. We may share information with our corporate
affiliates for their everyday business purposes, to provide services or to perform marketing.
We may also participate in joint ventures with others and we may share information as part
of that joint venture.
Regulators. We may share information with regulators, including as necessary to comply
with regulatory oversight of our businesses.
Promotional. We may share information with third parties who help us develop and
promote products and services, including joint marketing, or to help us customize
advertisements, offers, or other communications to you.
Business Transfer. We may share information we have collected from you in connection
with the sale or merger of our business or the transfer of assets.
Protection of Ourselves and Others. We may use and share the information we gather to
protect our own and others’ rights and property, including protection of our affiliates,
customers and members of the public. We may use and share the information we gather to
comply with applicable law, legal process, legal advice and for preventing fraud, theft, and
injury to you, us or others.
4.
What Choices Do I Have Regarding My Information?
You may limit and control the information provided to us in a number of ways. You may
not be able to use all features of our Sites if you limit the information you share with us.
You may update information provided in your online
account by logging on to your account and editing that information.
If you have an insurance policy with Assurant, you may update your information by
contacting the number provided for you with your enrolled.
Your browser and your device may provide you the option to limit the use of cookies or
other Data Technologies. You should consult documentation for your browser or device
for more information. Your device may have settings that allow you to prevent sharing
geolocation information with us. You should consult your device’s settings or help
documentation for more information about exercising these options.
5.
How Does Assurant Address California Online Privacy Rights?
As of the Effective Date, there is no commonly accepted response for Do Not
Track signals initiated by browsers. Therefore, we do not respond to such signals or to
other mechanisms that provide the ability to exercise choice regarding the collection of
personally identifiable information regarding your online activities over time and across
third party websites or online services.
6.
How Does Assurant Provide Updates to this Notice?
When we make material changes to this Notice, we will update this web page and change
the Effective Date.
7.
How Can Assurant be Contacted Regarding Privacy Issues?
You can contact us with questions or comments about our privacy practices or this Notice
by contacting us at:
Privacy Office
260 Interstate North Circle SE
Atlanta GA 30339
260 Interstate North Circle SE
Atlanta GA 30339
8.
How Does Assurant Address Information Security?
We maintain administrative, technical and physical safeguards designed to protect the
personal information you provide us on this Site. However, you should understand that
no safeguards guarantee 100% security.